Giro IDR

The advantages of Giro IDR

  • Current accounts are sent each month or get the e-Statement facilities
  • Your account balance is assured because it has been registered in LPS
  • Available in IDR and USD

Regulations of Giro IDR

  • Intended for individual customers, businesses or government agencies
  • A minimum initial deposit of IDR 1.000.000
  • Competitive interest rate
  • Maximum withdrawal is not restricted

Requirements of Giro IDR


  • Fill out and sign the account opening form
  • Copy of valid KTP/SIM/Passport/KITAS
  • Submit NPWP (if have any)
  • Not included in the BI’s black list

 Business entity

  • Fill out and sign the account opening form
  • Attach a copy of valid KTP/SIM/Passport
  • Attach a copy of Akta Pendirian and its amendments and the latest board members
  • Attach a copy of other business licenses (SIUP, SITU, TDP)
  • Attach a copy of the letter of assignation as a board member
  • Attach a copy of NPWP (if have any)
  • Not listed on the Black List of Bank Indonesia

Services Giro IDR

Nominal BalanceInterest Rate
< IDR. 1 Million0,00% per annual
IDR. 1 Milion up to IDR. 100 Milion0,25% per annual
IDR. 100 Milion up to IDR. 10 Billion0,75% per annual
IDR. 10 Billion up to 30 Billion1.75% per annual
> IDR. 30 Billion 2.00% per annual
Giro IDR Costs

  • Admin Fee: IDR20.000/month (except for local government/kasda)
  • Closing account costs: IDR50.000/account (except for local government/kasda)
  • Fine balance below min: IDR50.000/transaction (except for local government/kasda)
  • The cost of printing a copy of the current account information before the requested date in the current period:
    • 3 months: IDR5.000
    • 6 months: IDR100.000
    • 6 to 24 months: IDR500.000
    • over 24 months: not served