The Advantage of Using TabunganKu

  • No monthly administration fee.
  • The interest rate are calculated by daily balance and is not progressive.
  • The interest rate are payableat each end of the month.
  • Free saving books replacement.
  • Proof of ownership in the form of savings.

Regulations for TabunganKu

  • Intended for individual customers.
  • A minimum initial deposit of IDR20.000.
  • The next deposit minimum IDR10.000.
  • The minimum balance account (after withdrawal) IDR20.000.
  • Dormant balance (no transactions for 6 consecutive months) is subject to a penalty fee IDR20.000 per month
  • If the balance
  • Interest is calculated on daily balance
  • Maximum withdrawal at the teller is not restricted

Requirements for TabunganKu


  • Fill out and sign the account opening form
  • Copy of valid KTP/SIM/Passport/KITAS
  • Submit NPWP (if have any)
  • Not included in the BI’s black list


  • For students / students under the age of 17 years, the identity documents required are:
    • Student ID card or certificate of school
    • Identity document and letter of consent from the parents/guardians of students (beneficial owner) consisting of:
    • One of the original duplicates/matches: KTP, SIM, Indonesian Passport belongs to the beneficial owner
    • Copy according to the original AKTA/copy of KK contained customer’s names as family members
    • The name shown on the savings account uses the appropriate name on the student card / letter from the school

TabunganKu Interest Rate

Balance Nominal
Interest Rate
< IDR. 50.000
0,00% per annual
IDR. 500.000 up to < IDR. 1.000.000 Million
0,25% per annual
> IDR. 1.000.000
1,00% per annual

Limitations TabunganKu


  • Cash withdrawal IDR 5.000.000/day
  • Transfer to other accounts of Bankaltimtara IDR 30.000.000/day
  • Transfer between Bank IDR 7,500,000/day


  • Debit Prima IDR 10.000.000/day

TabunganKu Cost

With ATM
Without ATM
Administration FeeIDR. 5000 /monthFree
Account Closure Fee
IDR.20.000 /account
IDR.20.000 /account
Balance Under Minimum Fines
IDR.2.000 /transactions
IDR.2.000 /transactions